Tag: finance
-
Estate Planning for Real Estate Owners: A Practical Guide
By Latif Nizamani For real estate owners in Ontario—especially in high-value markets like Mississauga and the Greater Toronto Area—estate planning is about more than just having a will. It is about making sure the wealth you have built over time is passed on smoothly, with minimal taxes, delays, and complications for your family. One of…
-
Shifting Dynamics: The Rise of Institutional Investment in Condo Market
By Latif Nizamani In recent years, the housing market in the Greater Toronto Area (GTA) has begun undergoing an important shift, particularly in the condominium sector. For a long time, the market operated under a fairly predictable model. Developers would build condo towers, individual investors would purchase units before construction was completed, and rising property…
-
Estate Freeze and Deemed Disposition
By Latif Nizamani Many property owners spend years building wealth through real estate. Rental properties appreciate, portfolios grow, and equity accumulates over time. However, under Canadian tax law, the transfer of that wealth to the next generation can create a significant tax event. According to the Canada Revenue Agency (CRA), when a person dies they…
