Tag: housing-market

  • Canada’s Population Slowdown and Its Impact on Housing and Mortgage Rates

    For decades, Canada’s real estate market operated on one powerful assumption: the country’s population would continue growing steadily year after year. That growth helped support housing demand, rental demand, rising property values, new construction, and overall economic expansion. However, recent demographic changes suggest that this long-standing trend may be shifting in a significant way. Canada…

  • Toronto Condos 2026: Buyers are still waiting and watching

    Despite incentives like Bill C-4, high prices, cheaper resale options, and low buyer confidence are keeping the market slow. R oronto’s condo market in 2026 has reached a historic slowdown, with sales dropping nearly 94% below the 10-year average and virtually no new projects launching. This is happening despite major government efforts like Bill C-4,…

  • Use Your RRSP to Buy Your First Home

    If you’re planning your first home purchase, the Home Buyers’ Plan (HBP) is one of the most effective ways to strengthen your position. It allows you to use your own savings to increase your down payment—without taking on additional debt—while maintaining flexibility in repayment. What You Can Do: Through the Home Buyers’ Plan, you can…