Tag: housing-market
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Toronto Condos 2026: Buyers are still waiting and watching
By Latif Nizamani Despite incentives like Bill C-4, high prices, cheaper resale options, and low buyer confidence are keeping the market slow. R oronto’s condo market in 2026 has reached a historic slowdown, with sales dropping nearly 94% below the 10-year average and virtually no new projects launching. This is happening despite major government efforts…
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Use Your RRSP to Buy Your First Home
By Latif Nizamani If you’re planning your first home purchase, the Home Buyers’ Plan (HBP) is one of the most effective ways to strengthen your position. It allows you to use your own savings to increase your down payment—without taking on additional debt—while maintaining flexibility in repayment. What You Can Do: Through the Home Buyers’…
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Ontario rolls out up to $130,000 in HST savings on new homes—but is it enough to move the market?
By Latif Nizamani Ontario’s housing market is currently facing a significant slowdown, with many new construction projects being delayed or cancelled and thousands of jobs at risk. In response to this downturn, the provincial government has introduced a temporary measure aimed at stimulating both home buying and construction activity. At the center of this initiative…
