Tag: investing

  • Is Toronto’s Housing Market Really Recovering?

    Is Toronto’s Housing Market Really Recovering?

    By Latif Nizamani Recent housing market data suggests that conditions in the Greater Toronto Area are improving. Sales have increased modestly, inventory has declined, and some observers are beginning to talk about a market recovery. However, a closer look at the numbers tells a more nuanced story. The most significant trend is not the increase…

  • Canada’s Growing Mortgage Stress: Key Market Trends in 2026

    By Latif Nizamani Canada’s housing market is experiencing increasing financial stress as a combination of higher borrowing costs, mortgage renewals, and growing reliance on private lending creates challenges for homeowners, buyers, and investors. Key Trends 1. Increase in Forced Property Sales There has been a noticeable rise in power-of-sale and foreclosure activity across Ontario, particularly…

  • Navigating Higher Mortgage Payments: Tips for Canadian Homeowners

    By Latif Nizamani Over the next 12 to 18 months, millions of Canadian homeowners will be renewing mortgages that were originally obtained during the historically low interest rate environment of 2020 and 2021. Many borrowers locked in mortgage rates between 1.5% and 2%. As these mortgages come up for renewal, homeowners may be surprised by…