Tag: realtor
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Toronto Condos 2026: Buyers are still waiting and watching
Despite incentives like Bill C-4, high prices, cheaper resale options, and low buyer confidence are keeping the market slow. R oronto’s condo market in 2026 has reached a historic slowdown, with sales dropping nearly 94% below the 10-year average and virtually no new projects launching. This is happening despite major government efforts like Bill C-4,…
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Use Your RRSP to Buy Your First Home
If you’re planning your first home purchase, the Home Buyers’ Plan (HBP) is one of the most effective ways to strengthen your position. It allows you to use your own savings to increase your down payment—without taking on additional debt—while maintaining flexibility in repayment. What You Can Do: Through the Home Buyers’ Plan, you can…
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Reverse Mortgage: A Boon or a Bane for Retirees?
For many older Canadians, the family home represents far more than a place to live—it is a source of emotional comfort, long‑term stability, and, increasingly, financial security. As the population ages and retirement savings face growing pressure, reverse mortgages have gained prominence as both a helpful and controversial financial tool. They offer access to home…
